Advice & Counseling
The first thing we start with is discussing your specific goals, time
horizons and risk tolerance. Each client has a custom financial plan
that is personal to their situation. The plan is the blueprint to build
your financial future. The plan tells us what investments and accounts
will most effectively help you accomplish each of your goals, and how
long it will take. Each time we meet we update your custom financial
plan so you always know if you're on track or not.
Wealth Management & Financial Planning
Our mission is to provide you custom financial planning that is tailored
to your specific needs. Your plan will factor in inflation, savings per
year/month, rates of return, income goals, tax planning strategies,
withdrawal strategies, and risk tolerance. Everything that matters will
be built-in the plan. Then, based on your custom financial plan, we
make recommendations on investments that are most suitable to help you
achieve your goals.
There are many events in life that warrant changes to your financial
plan, such as starting a family, changing careers, selling a business,
or embarking on retirement. Every six months we will meet to review
your financial plan, your investments, your tax strategies,
performance, progress on your goals, etc. We keep in contact with you
on a regular basis. When it's time for your review meeting we call you
Tax Advantaged Investment Vehicles
Building the right investment portfolios is just one part of the
process. Putting those portfolios into the best tax advantaged vehicles
is equally as important. A large part of the planning process is
centered around avoiding paying unnecessary taxes on the growth of your
investments. All tax advantaged accounts and strategies will be
considered when building your plan.
You've got some very important people to protect. Proper insurance
planning is an integral part of a sound financial plan and can be the
key to financial health and longevity. We will help you make sure that
your goals will still be accomplished even if the unthinkable happens.
Already have life insurance in-place? Although life insurance may be one
of the largest assets within an estate, it is commonly forgotten and is
not evaluated, reviewed or appraised on a consistent and comprehensive
basis. Your life may have changed since you acquired your policy –
growing family, new home, change in career – and if it has, your life
insurance needs should be re-evaluated.
401k/IRA Rollovers, College Funding, and More ...
Our open-architecture platform allows us to recommend investments from
nearly any investment company in the nation. For every specific goal
you have, we research the universe of companies to find the best
solution for you. We do not make recommendations based on proprietary
products. Our recommendations are based solely on what is best for you,
not on our relationship with any particular company. Since we are
non-proprietary, our fees will be highly competitive in both investment
products and fee-based planning.
At SFG we offer the entire spectrum of financial services and
investments. Whatever your needs, we have the tools and resources to
- Roth IRA
- Mutual Funds
- Brokerage Accounts
- Exchange Trade Funds
- Managed Accounts
- 529 Plans